Save bank fees

If your a student , there’s no reason you shouln’t have an account with no fees and no minimums. If you decide to stick with a big bank account , make sure your in a student account with no annual fees.
Here is a example of what you need to say!

You: Hi i’m a student and i would like to get a savings account with no annual fees. I would like a free checking and no minimum balance, please.

Banker Replies: I’m really sorry, but we don’t offer those anymore. ( sound firmiliar )

You: Really? That’s interesting because other big name banks are offering me that exact deal right now. could you check again and tell me which comparable accounts you offer?

there is a very high chance you will get the account at this point. If not, ask for a supervisor

Repeat what you want from the begining.If the supervisor doesnt give you an option, try this approach
Look, I have been a customer for a number of years and I want to find a way to make this work. Plus, I know that your customer-acquistion cost is more than two hundred dollars. What can you do to help me stay a customer?

You will find that the supervisor will offer the exact account you asked for or very close to it!

Students are in a customer group that’s very profitable for banks
American Bankers Association put the cost of acquiring a new customer $100.00 plus including all there advertising , they don’t want to loose you over a small monthly fee

We are all tired of not getting a fair deal , or not knowing the little tricks or links to web pages that can save us a fortune
In this day and ages of tight money worries we all need a little help

More tips and tricks to save money to be found at http://onlineshoppingnz.com

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